One front door, two ways in.
M5 Bank is not a marketing site. It is the public gateway into the sovereign banking ecosystem operated by M5Capital LLC under TitleChain Foundation — the standards body for the World Sovereign Web. Choose the side you came for: the live application, or the build layer beneath it.
Open the app.
The live M5 Bank experience for sovereign humans, organizations, cooperatives, and treasury operators. Identity, vault, money, records, agents, governance — all running on TitleChain.
- Activate IAM · sovereign identity, vault, and TCID
- Bank of Me · Business · Us · personal, organizational, cooperative rails
- Treasury & payments · M-tier tokens, BTC, approved stablecoins
- Agents & Dagny · permissioned automation that works for you
- Member dashboard · records, governance, Reserve Block holdings
Build the rails.
The build side of M5 — for engineers, infrastructure partners, standards contributors, and integrators threading TitleChain into the World Sovereign Web. Mintify docs, the M5-OpenAPI marketplace, and the ICSN working groups all open from here.
- Mintify-hosted docs · APIs, schemas, integration guides, SDKs
- M5-OpenAPI Marketplace · list, discover, and monetize endpoints — every call is a value-moving event, credentialed end-to-end by M5-x402
- M5-MPC · Model Context Protocol · the credentialed human is always in control of any agent — open-standard governance for how agents interact
- ICSN Global working groups · 15 standards corridors for the WSW, threaded with AAIF & Linux Foundation
- TitleChain core · Cosmos EVM, IBC, M5Canon, NIST PQC
- Agentic rails · machine-to-machine delegation with reduced threat & surface vectors by design
One ecosystem. Two surfaces.
Whichever door you pick, you land on the same sovereign substrate. The app is how members use it; the build layer is how partners extend it.
Operator on one side. Foundation on the other.
m5bank.com is the surface where both meet. The commercial operator never holds member value. The foundation never operates a product.
Licenses nations. Activates members. Accelerates the M5 edge economy.
M5Capital is the licensed commercial operator of the M5 Bank ecosystem. It runs the app, the Reserve Block program, M5OS, the Member Dashboard, and partner onboarding — and licenses sovereign rails to nations, states, agencies, and enterprises, accelerating millions of new jobs for the humans in charge of this new edge economy. It never custodies member value and does not own the chain.
Registry, standards, and sovereign infrastructure.
TitleChain Foundation, together with ICSN Global, stewards the chain, the M5Canon trust framework, the open WSW standards corridors, and the M5-OpenAPI marketplace — including the M5-x402 credentialed micropayment standard and M5-MPC · Model Context Protocol, the open-source agent-governance standard donated by Anthropic to the Agentic AI Foundation (AAIF) under the Linux Foundation — backed by Amazon, Block, Google, Microsoft, and OpenAI — which M5 actively supports. It owns the registry of record. It does not sell products or hold deposits.
Enter as IAM. Open Bank of Me. Or open the build side and help thread the next internet. Either door, same chain.